Summary of Financial Aid

Grants: Money that do not have to be repaid

Name of Program	Application Form	Basic Requirements	Annual Award Amounts
Federal Pell Grant	FASFA*	Financial need, taking at least 1 credit, undergraduate level	$976 to $5,350 amounts may vary each year based on program funding
FSEOG (Federal Supplemental Educational Opportunity Grant)	FAFSA*	Exceptional financial need, undergraduate level, registered for at least 6 credits	$300 to $400
TAP (Tuition Assistance Program)	FAFSA* and TAP/APTS** application	Financial need, full-time enrollment(12 credits), NY State resident	$500 to Full Tuition
APTS (Aid for Part-time Study)	FAFSA* and TAP/APTS** application	Financial need, part-time enrollment between 6-11 credits, NY State resident	Amounts varies with each school
Part-time TAP	FAFSA* and TAP/APTS* application	Financial need, part-time enrollment between 6-11 credits, NY State resident. Earn 12 credits or more in each of two consecutive preceding semesters, for a total of 24 credits.	Partial TAP payments
(SEEK) Search for Education, Elevation and Knowledge/(CD) College Discovery	FAFSA, TAP/APTS* application and CUNY freshman or transfer application	Financially and academically disadvantaged, full time students, NY State resident	Amounts varies with each school
Vietnam Veterans Tuition Award/Persian Gulf Veteran College Tuition Benefits	Full-time: FAFSA,TAP* application Part-time: FAFSA, Veterans Tuition Award Supplement	Vietnam veterans who are undergraduates and graduates, part-time and full-time students, NY State resident	Maximum of $1,000 for a full time student and $500 for part-time study
(ACG) Academic Competitiveness Grant	FAFSA Answer related questions on the FAFSA to Identify yourself as an ACG candidate.	For undergraduates receiving Pell Grants, for your 1st and 2nd year of study. For the 1st year completed a rigorous high school program. For the 2nd year have a 3.0 cumulative GPA after their 1st year in college.	First academic year up to $750 Second academic year up to $1,300
(SMART) National Science and Mathematics Access to Retain Talent Grant	FAFSA	For Undergraduates receiving Pell Grants, for your 3rd and 4th year of study. For students majoring in designated courses in physical, life or computer science, engineering, mathematics, technology, or a critical foreign language. Have at least a GPA of 3.0, in the coursework required for your major.	Students may receive up to $4000 for each of the 3rd and 4th years of study.

Loans: Money that must be repaid

Name of Program	Application Form	Basic Requirements	Annual Award Amounts
Federal Perkins Loans	FAFSA*	Financial need, Undergraduate and Graduate students, at least 6 credits, earned at least 24 credits, limited funds	$1000 to $2500 for undergraduates, $1000 to $4000 for graduates
Federal Direct Subsidized Student Loans (Interest paid while borrower is in school)	FAFSA*	You have financial need after your Expected Family Contribution and financial aid have been subtracted from you total cost of education	$3,500 to $8,500 depending on grade level
Federal Direct Unsubsidized Student Loans (Borrower pays interest during life of loan)	FASFA*	To replace all or a portion of your Expected Family Contribution if there is loan eligibility remaining	$5,500 to $20,500 depending on grade level (includes any subsidized amounts received of the same period)
(PLUS) Parent Loans for Undergraduate Students	College Plus request form	Available to parents of dependent undergraduate students, financial need	Maximum amount is cost of attendance minus any other financial aid the student receives

Scholarships: Money that do not have to be repaid

Name of Program	Application Form	Basic Requirements	Annual Award Amounts
Peter F. Vallone Academic Scholarship Program	FAFSA*, CUNY Freshman Application	Graduate from a NY City high school with at least a 'B' (80) average, register full-time and maintain a 3.0 GPA	$500 a year, up to ten semesters for a bachelors degree and six semesters for an associate degree
New York State Scholarships for Academic Excellence	Selected by your high school	Award based on students' grades in certain Regents exams attending NYS high schools.	Maximum of $1,500 up to 5 years
Private Scholarships	Online at: Fastweb.com, CollegeNET.com, SRNexpress.com, expan.com, wiredscholar.com
CUNY Honors College Program	FAFSA	Accepted into Honors College at 7 participating CUNY senior colleges based on grades, test scores & other academic criteria.	Full tuition, laptop computer and academic expense account
New York State Scholarships	www.HESC.com	Various scholarship for NY State residents include memorial, veteran and academic scholarships	Varies by scholarship
CUNY Academic Scholarships	Forms vary with each college	CUNY college financial aid or admissions office

Employment: Money earned while attending school

Name of Program	Application Form	Basic Requirements	Annual Award Amounts
Federal Work-study	FAFSA*	Undergraduate and Graduate students, jobs can be off or on campus, financial need, taking at least 6 credits	$900 to $2000 depending on grade level

Notes:

* FAFSA (Free Application for Federal Student Aid): To apply on the web: www.fasfa.ed.gov, get a paper application from: A CUNY college financial aid office or a high school's college/advisor's office.

** TAP/APTS (Tuition Assistance Program / Aid for Part Time Study) Every CUNY applicant who completes the FAFSA on-line will be directed to the New York State TAP on-line application. You will receive a CUNY ATPS application in the mail. If you complete the paper FAFSA, you will be sent the CUNY TAP/APTS application in the mail. For information go to www.hesc.com.